GCash AMERICAN EXPRESS® VIRTUAL PAY ISSUANCE AND USE

  1. Definitions:

    VIRTUAL ACCOUNT - Refers to the GCash American Express® Virtual Pay number issued by G-Xchange, Inc. (GXI). It is a prepaid virtual account linked to your GCash mobile wallet. It enables a GCash subscriber to shop conveniently online from both local and international sites.

    MEMBER – Refers to the GCash subscriber to whom the VIRTUAL ACCOUNT is issued.

    ACCOUNT NUMBER ISSUER OR ISSUER – Refers to GXI.

  2. The VIRTUAL ACCOUNT

    The VIRTUAL ACCOUNT is the sole property of ISSUER. It is nontransferable and it will be honored by online merchants accepting American Express® cards subject to ISSUER’s existing policies, rules, and regulations.

  3. Use of the VIRTUAL ACCOUNT

    Use of the VIRTUAL ACCOUNT is subject to the Terms and Conditions provided herein as amended from time to time. MEMBER signifies agreement with these Terms and Conditions and assumes liability for any and all charges and fees incurred for the use of the VIRTUAL ACCOUNT, whether authorized or unauthorized, subject to the provisions of Section 9 below. The VIRTUAL ACCOUNT is not a Credit Card. Hence, usage shall be dependent to the funded balance of the GCash wallet linked to the VIRTUAL ACCOUNT.

  4. Validity and Replacement

    Unless terminated or cancelled earlier, the VIRTUAL ACCOUNT shall be valid from the issue date determined by the ISSUER up to the last calendar day of the duly paid subscription period availed of by the MEMBER. Renewal or replacement of the VIRTUAL ACCOUNT will be at the sole discretion of the ISSUER.

  5. Application and Activation.

    Only qualified GCash subscribers can avail of the GCash AMERICAN EXPRESS® VIRTUAL PAY by registering online. The VIRTUAL ACCOUNT will be activated subject to the following conditions: (a) Customer is registered to GCash, (b) GCash wallet is active and not blacklisted or suspended, and (c) GCash wallet is KYC (Know-Your-Customer) validated. Since it is a VIRTUAL ACCOUNT, no physical card will be issued to the MEMBER.

    MEMBER agrees: (a) to provide accurate and complete personal information during the registration process; (b) to update MEMBER’s personal information, including current email address; and (c) not to impersonate any other person, operate under an alias or otherwise conceal MEMBER’s identity. The ISSUER will use the information provided by the MEMBER, as well as the information that the ISSUER receives from the use of the VIRTUAL ACCOUNT, to facilitate MEMBER’s participation in the VIRTUAL ACCOUNT service and for other purposes consistent with the ISSUER’s Privacy Notice, which can be found at www.globe.com.ph/gcash.

    MEMBER also agrees that subscription to the VIRTUAL ACCOUNT services will automatically subscribe MEMBER to the accredited courier service of the product (Please see separate Terms & Conditions).

  6. MEMBER Information and Consent.

    MEMBER authorizes the ISSUER, its parent company, its subsidiaries and affiliates (“Related Companies”) to undertake the following: (a) obtain consumer reporting or reference agencies for consumer reports of MEMBER’s usage history, (b) release, disclose, submit, or exchange any MEMBER or VIRTUAL ACCOUNT information as ISSUER may deem fit including but not limited to VIRTUAL ACCOUNT updates to consumer reporting or reference agencies, government regulatory agencies, and to banks, creditors, credit card companies, financial institutions, loyalty program partners, or third party, and (c) use the information that MEMBER has provided, including the report generated by the ISSUER on MEMBER usage of the VIRTUAL ACCOUNT for marketing activities or promotional offers of the ISSUER and its Related Companies.

    If MEMBER wishes to be excluded from receiving promotional offers, or if he/she finds any incorrect entry in the information held by the ISSUER or in the information provided by the ISSUER to a consumer reporting or reference agency, he or she has to immediately write G-Xchange, Inc., Globe Telecom Plaza, Pioneer cor. Madisons Streets, Mandaluyong City 1552, Philippines or

  7. Responsibilities of MEMBER

    MEMBER is personally liable and responsible for (a) the use of the VIRTUAL ACCOUNT (including without limitation, the access of sites where the MEMBER provides his/her VIRTUAL ACCOUNT number and Security Code), (b) all financial and other transactions performed using the VIRTUAL ACCOUNT, (c) all other obligations incurred by the MEMBER relating to the use of VIRTUAL ACCOUNT.

    All foreign currency charges debited against the MEMBER’s GCash wallet balance linked to the VIRTUAL ACCOUNT are converted into Philippine Pesos using the USD – PHP exchange rate in effect on the day the ISSUER process the charge subject to a conversion factor of 3% to be added to the converted amount, 1.5% of which will be retained by American Express. Non-U.S. Dollar charges are converted into U.S. Dollars and then converted into Philippine Pesos.

    For charges made in Philippine Peso outside of the Philippines, a foreign transaction factor of 2.5% will apply, 0.5% of which will be retained by American Express.

    ISSUER may change the VIRTUAL ACCOUNT number or expiry date thereof, or both, of a replacement VIRTUAL ACCOUNT issued to MEMBER. MEMBER is solely responsible for communicating the changes to any party whom MEMBER may have existing payment arrangements. ISSUER shall not be responsible for any declined transactions or consequences arising from declined transactions regardless of whether the same arose from the original VIRTUAL ACCOUNT number or its replacement.

    MEMBER acknowledges that the care and safety of the VIRTUAL ACCOUNT number and its corresponding Security Code is the MEMBER’s sole responsibility, and agrees to safeguard it against fraudulent or unauthorized use. The Security Code is a four digit password to be used by MEMBER together with the VIRTUAL ACCOUNT number every time he/she transact online. The Security Code has no expiry and can be requested anytime using the GCash menu of the MEMBER’s Globe and TM enabled mobile phones. MEMBER shall keep the Security Code confidential at all times. Under no circumstances will the MEMBER disclose the Security Code to any person or compromise its confidentiality. MEMBER agrees that all online transactions using the VIRTUAL ACCOUNT number and Security Code shall be conclusively presumed to have been personally made or authorized by him or her. Any unauthorized use of the Security Code by persons other than the MEMBER shall not be a defense against the ISSUER.

  8. Membership Fees

    To be entitled to the VIRTUAL ACCOUNT privileges and benefits, MEMBER shall pay the membership fee as the ISSUER may require. Upon notice to the MEMBER via email, ISSUER reserves the right to amend from time to time the privileges and benefits under the VIRTUAL ACCOUNT as well as the VIRTUAL ACCOUNT membership fee. The continued use of the VIRTUAL ACCOUNT shall be construed as acceptance by MEMBER of these Terms and Conditions as amended from time to time, the terms, benefits, and fees. The membership fees paid to ISSUER are nonrefundable.

  9. Loss of GCash Registered SIM Linked to the VIRTUAL ACCOUNT

    Since the VIRTUAL ACCOUNT is linked to the GCash registered SIM of the MEMBER, the security and proper care of the SIM, as well as the confidentiality of the MEMBER’s GCash MPIN (Mobile Personal Identification Number) shall be the MEMBER’s sole responsibility.

    MEMBER shall be relieved from any financial exposure resulting from fraudulent or unauthorized use of the VIRTUAL ACCOUNT from the time the report of loss or theft is received by the ISSUER from the MEMBER. Prior to the receipt of such report, the MEMBER expressly agrees to be held liable to the ISSUER for any and all transactions, purchases, and charges made or incurred from the use of the lost or stolen SIM. Should the MEMBER fail to immediately report to the ISSUER the loss of the SIM upon discovery, ISSUER or its affiliated merchants shall be rendered free and harmless from any and all liabilities arising out of the SIM’s loss or theft (Please refer also to Section 16 of the GCash Terms and Conditions).

  10. Funding and Transaction Limits

    Since the VIRTUAL ACCOUNT is linked to the GCash wallet of the MEMBER, funding for the VIRTUAL ACCOUNT shall be through the MEMBER’s GCash wallet.

  11. Accredited Online Merchants

    ISSUER has an agreement with AMERICAN EXPRESS® whereby the VIRTUAL ACCOUNT number shall at all times be accepted in all accredited online merchants of AMERICAN EXPRESS® worldwide. However, ISSUER shall not be liable to MEMBER if, for any reason, any of such accredited online merchants rejects or declines the VIRTUAL ACCOUNT. MEMBER agrees to hold the ISSUER free and harmless from any and all claims for damages as a result of the refusal of any accredited online merchants to accept the VIRTUAL ACCOUNT number.

    Furthermore, MEMBER shall not hold the ISSUER responsible for any defective product or service purchased through the VIRTUAL ACCOUNT. (Please refer also to Section 6 of the GCash Terms and Conditions).

  12. Transaction History

    Upon the MEMBER’s written request, ISSUER shall send a copy of the MEMBER’s Statement of Account either via mail, fax or email, as may be applicable. The sending of Transaction History in any mode to the address indicated by the ISSUER will create a conclusive presumption that the MEMBER has received the same. ISSUER shall be held free and harmless from any and all liability should the Transaction History be accessed by any person other than the MEMBER. In all instances, MEMBER may inquire on his/her Transaction History by contacting the GCash Hotline or by visiting any of the Globe Stores. ISSUER may charge a fixed amount for Transaction History fee per request.

  13. Disputes and Erroneous Transactions

    The details in the SMS/text confirmation message after every transaction and/or the entries in the Transaction History are presumed true and correct unless MEMBER notifies ISSUER in writing of any disputes thereon within fifteen (15) days from the date of transaction. If no dispute is reported within the said period, all transactions and the entries in the Transaction History are considered conclusive true and correct.

    Disputed transactions shall only be credited back to MEMBER’s GCash Wallet once the claim/dispute has been properly processed, investigated, and there has been a clear finding that the MEMBER is entitled to the credit or refund.

  14. Suspension, Cancellation, Termination, Nonrenewal

    ISSUER may, at its exclusive option and without notice to MEMBER, suspend, cancel, withdraw, or terminate the VIRTUAL ACCOUNT or its privileges at any time, for whatever reason, or not to allow renewal of the VIRTUAL ACCOUNT upon end of subscription. MEMBER agrees to hold ISSUER free and harmless from any claim for damages arising from or in connection with such termination, withdrawal, cancellation, suspension, or nonrenewal by the ISSUER of the VIRTUAL ACCOUNT.

    MEMBER may, at any time, terminate his/her VIRTUAL ACCOUNT membership by written notice to the ISSUER. By doing so, MEMBER’s registration to the accredited courier service provider for the delivery of products purchased through the VIRTUAL ACCOUNT shall also be terminated.

  15. Prohibitions

    MEMBER agrees not to use the VIRTUAL ACCOUNT for purchase of items or goods whose importation into the Philippines is disallowed under the provisions of BSP Circular No. 1348 and all other circulars, laws, rules, and regulations pertaining to importation.

    Discretion. Without giving any reason or prior notice, and without prejudice to the other provisions in these Terms and Conditions, ISSUER has absolute discretion to (a) refuse approval of any proposed VIRTUAL ACCOUNT transaction even if GCash wallet linked to the VURTUAL CARD has sufficient balance; (b) terminate or cancel MEMBER’s right to use the VIRTUAL ACCOUNT; (c) increase or decrease the transaction limit; (d) refuse reissuance, renewal, or replacement of the VIRTUAL ACCOUNT; or (e) introduce, amend, vary, restrict, terminate, or suspend the benefits, services, facilities, and privileges in respect of or in connection with the VIRTUAL ACCOUNT.

    ISSUER may limit the number of MEMBER’s purchases that may be approved in any given day. If ISSUER detects any unusual or suspicious activity on the use of the VIRTUAL ACCOUNT, ISSUER may require the MEMBER to contact the ISSUER or temporarily suspend the MEMBER’s privileges until ISSUER can verify the activity.

  16. Authorization and Indemnity for Telephone, Email, SMS, and Facsimile Instructions

    MEMBER authorizes ISSUER to rely upon with any notice, instruction or other communication (including those made pursuant to Section 25 and 27 hereof) which may from time to time be, or given through telephone, email, SMS, or facsimile by MEMBER. ISSUER, however, reserves the right to require the instruction of supporting document/s, before it may decide to act or not on the instruction, if ISSUER has reasonable grounds therefor.

    ISSUER shall be permitted to treat the instruction as fully authorized by and binding upon the MEMBER, and ISSUER shall be permitted to take such steps in connection with or on reliance upon the instruction as ISSUER may deemed appropriate.

    MEMBER agrees that ISSUER may tape or otherwise record all telephone or other instructions. MEMBER likewise agrees and expressly consents that such taped or recorded instructions may be used by ISSUER against the MEMBER or any third party, for any purpose, particularly as evidence in any proceeding, judicial or administrative.

    In consideration of ISSUER acting in accordance with the terms of the instruction, MEMBER hereby irrevocably undertakes to indemnify ISSUER and to keep ISSUER indemnified against all losses, claims, actions, proceedings, demands, damages, costs and expenses of whatever nature, arising out of or in connection with the implementation of the instruction.

    Any instruction given by MEMBER to ISSUER may be treated by ISSUER as valid and effective until ISSUER receives from MEMBER a written notice terminating or withdrawing the same, save that such termination will not release MEMBER from the responsibility accruing from such instructions and the liability and indemnity obligation set forth above, with respect to any act performed by the ISSUER in accordance with such instruction, prior to its termination/withdrawal.

  17. Notices

    Notices shall be deemed received by MEMBER on the date of receipt if delivered by courier, after fifteen (15) days from posting, if sent by mail; or on the date of transmission, if sent by facsimile, SMS, or email. MEMBER shall immediately notify ISSUER, through the 24/7 GCash Hotline Customer Service, of any change in residence or office address, and other data previously indicated in the VIRTUAL ACCOUNT application and or GCash registration.

  18. Promotional Offers, Advertisements, and Surveys

    ISSUER may inform MEMBER about its promotional offers through mail, email, fax, SMS, telephone, or other means of communication. MEMBER agrees that the ISSUER and the Related Companies, and third parties selected by any of them to offer specially selected products and service to MEMBER through any same means of communication provided above. For this purpose, MEMBER agrees that ISSUER may transfer and disclose his/her customer information to the Related Companies and third parties selected by any of them.

  19. Consent to Broadcast and Sending of Push Messages

    MEMBER agrees and consents to the sending by ISSUER and the Related Companies of broadcast and push messages as well as notices and announcements to MEMBER via SMS blast. However, should MEMBER opts not to be receive messages, he/she may make a request to that effect by calling the 24/7 GCash Hotline Customer Service or by following the opt-out instructions regularly sent by ISSUER to members.

  20. Compliance

    MEMBER shall comply with all laws and regulations related to the use of electronic money, implementing rules and regulations of RA 9160/9194/10167 or the Anti-Money Laundering Act of 2001 as amended, and the provisions of RA 8484 or the Access Devices Act of 1998.

  21. Limitation of Liability

    MEMBER hereby agrees to indemnify and render the ISSUER, its directors, officers, employees, agents and assigns free and harmless from and against any claim, cause of action, suit, liability, and loss or damage of whatever nature that may arise as a result of or in connection with the use of the VIRTUAL ACCOUNT and the transactions made with it in the following instances: (a) Disruption, failure, or delay relating to or in connection with the use of the VIRTUAL ACCOUNT due to circumstances beyond the control of the ISSUER; (b) fortuitous events such as, but not limited to, prolonged power outages, breakdown in computers and communication facilities, computer-related errors, systems errors, systems enhancements, system migration and integration, typhoons, floods, public disturbances and calamities, and other similar or related cases; (c) fraudulent or unauthorized utilization of the VIRTUAL ACCOUNT due to unauthorized disclosure, or breach of its security or confidentiality with or without the participation of the MEMBER; or (d) inaccurate, incomplete, or delayed information received by the ISSUER due to disruption or failure of any communication facilities or electronic device used for the VIRTUAL ACCOUNT.

  22. Non-waiver of Rights

    No failure or delay on the part of ISSUER in exercising any right or power given here shall operate as a waiver of that right or power, and nor shall any partial or single exercise of any such rights or powers preclude any of the other rights or powers provided here. Moreover, no waiver by ISSUER or any of its rights or powers under this VIRTUAL ACCOUNT agreement shall be deemed to have been made unless expressed in writing and signed by its duly authorized representative.

  23. Other Means of Communication

    MEMBER undertakes to notify the ISSUER of any additional means of communicating with MEMBER aside from those disclosed in his or her VIRTUAL ACCOUNT application. Pursuant to such undertaking, MEMBER authorizes ISSUER at its discretion but without any obligation to do so, to secure information from third parties such as but not limited to utility companies, insurers, and financial intermediaries, and to receive information on how and where the MEMBER can be contacted.

  24. Assignment

    MEMBER agrees that ISSUER, without notice to MEMBER, may assign, discount, or otherwise transfer part of all of its rights or obligations here or under any VIRTUAL ACCOUNT transaction. In the event of such assignment, MEMBER irrevocably agrees not to assert against the assignee set-off rights of any obligations that may be owed by ISSUER to MEMBER. MEMBER may not assign his or her rights and obligations under these Terms and Conditions without the prior consent of the ISSUER.

  25. MEMBER Complaint

    Any compliant regarding the VIRTUAL CARD or its use, or both, shall be communicated to the GCash Hotline Customer Service or the nearest Globe Store. If ISSUER deems necessary, ISSUER will conduct an investigation of the complaint for its prompt resolution and communicate its findings to MEMBER. MEMBER agrees to fully cooperate with any such investigation by providing the necessary or required data, information, and documents.

  26. No PDIC Coverage

    The GCash wallet linked to the VIRTUAL ACCOUNT of the MEMBER is not a deposit account and is not covered by the Philippine Deposit Insurance Corporation (PDIC).

  27. Disclosure

    ISSUER shall keep all MEMBER’s files and records in strictest confidence in accordance with the provisions of the law and these Terms and Conditions.

  28. Separability Clause

    Should any term or condition in this Agreement be rendered void, illegal or unenforceable in any respect under any law, the validity, legality and enforceability of the remaining terms and conditions shall not be affected or impaired thereby.

  29. Venue of Suits and Litigations

    In the event of suit arising from or connected with this Agreement, the appropriate court in Mandaluyong City, shall have jurisdiction over the case to the exclusion of all other courts. In case of suit, the Customer shall, in addition to the amount due and collectible, pay twenty-five percent (25%) of such amount for attorney’s fees and costs of suit.

  30. Amendments

    ISSUER reserves the right to amend these Terms and Conditions at any time and for whatever reason it may deem proper, and any such amendment shall be binding upon notice to MEMBER by publication or other means of communication, electronic or otherwise. This is unless MEMBER objects to those amendments by manifesting the intention to terminate his or her membership in writing within five (5) days from notice of the amendment. Failure of MEMBER to notify ISSUER about this intention to terminate his or her membership as provided, and MEMBER’s continued use of the VIRTUAL ACCOUNT, or both, shall be construed as acceptance by MEMBER of the amendments.

Terms And Conditions - MY-SHOPPINGBOX.COM

  1. Subscription

    You may obtain information on the transportation charges and other costs that may be incurred in shipping your goods and/or merchandise by logging-in to your account and referring to the rate sheet. Transportation and other service charges to the Philippines shall be in accordance with the rates published in the MY-SHOPPINGBOX website at time of payment. All prices, rates and services are subject to change without prior notice. The Subscriber must review the current price, rate, delivery timeline and available service frequently. Shipping costs are based on the weight and volume dimension of the goods and packages being shipped, whichever is higher, and are pursuant to international transportation rules. In case of large or light voluminous articles, the price of shipment may be based either on dimensions or actual weight. The price of shipping such articles shall be based on package dimensions, when the result of the formula of multiplying the package's length by width by height, in inches, divided by the factor of 166 cubic inches results in an amount higher than the actual weight of the same, in pounds. The Subscriber's MY-SHOPPINGBOX can only be used for goods and/or merchandise for personal use. FICI shall reserve the right to refuse delivery to your MY-SHOPPINGBOX address, any goods and/or merchandise, which in FICI's discretion, are of commercial quantity. The Subscriber's MY-SHOPPINGBOX account cannot be shared, and shall be exclusively for deliveries and consignments addressed to the Subscriber, showing the name and suite number with the complete address. FICI shall refuse acceptance of any delivery to unknown persons addressed to your MY-SHOPPINGBOX address. The Subscriber warrants that products to be sent through MY-SHOPPINGBOX, complies with all applicable federal and state laws of the United States and that of the Philippines. The Subscriber is made aware that purchase or receipt of illegal materials or controlled substances, such as drugs, explosives or dangerous materials, is forbidden. Any and all fines or penalties accruing from any illegal act of the Subscriber shall be for the account of the Subscriber. For the same reason, you as the Subscriber should not solicit shipment of merchandise restricted by import and export laws. You as the Subscriber authorizes FICI to debit the GCash American Express Virtual Pay account you designate and enter in the Payment Gateway of the MY-SHOPPINGBOX website which shows the amount of transportation charges for the goods and/or merchandise package reference number stated therein. The amount shall include all applicable charges, fees, costs, from your MY-SHOPPINGBOX address in the U.S., and up to the delivery address provided by the Subscriber.

  2. Subscription Agreement

    Subscribers to MY-SHOPPINGBOX service of First Imperial Cargo, Inc. (FICI) shall be bound by the following Subscription Agreement.

    Once you ACCEPT to subscribe to the MY-SHOPPINGBOX service, you authorize FICI to debit the GCash American Express Virtual Pay account you designate in the registration form for the Non-Refundable Subscription Fee published in the MY-SHOPPINGBOX website.

    MY-SHOPPINGBOX.COM is a service provided by First Imperial Cargo, Inc. (FICI), which shall provide you with a postal address in the United States of America ("U.S.") for your exclusive use and subsequently referred to as MY-SHOPPINGBOX. You may receive articles in your MY-SHOPPINGBOX such as packages or merchandise purchased by mail or through the Internet. MY-SHOPPINGBOX is a legal address in the U.S. Products purchased from U.S. companies/sellers, are sent directly to your MY-SHOPPINGBOX through mail or U.S. express courier services. FICI, through its agents and affiliates, forwards the merchandise to you, the Subscriber. You are responsible for providing the correct MY-SHOPPINGBOX address to the merchants, including your MY-SHOPPINGBOX Suite Number. If the address given to the merchant is incorrect, any delay or non-delivery of the goods purchased shall be your sole responsibility, as the Subscriber.

    FICI through its agents will process the import and customs clearance for and in your behalf as the Subscriber. Your, MY-SHOPPINGBOX can only be used for goods and/or merchandise for your personal use. FICI shall reserve its right to refuse delivery to your MY-SHOPPINGBOX address, any goods and/or merchandise, which in FICI's sole discretion, are of commercial quantity. FICI shall not be responsible for the loss of merchandise in the event of any violation of export and import rules and regulations which will result in confiscation of the goods in question.

    FICI receives all correspondence and packages sent to a Subscriber's MY-SHOPPINGBOX, where they are classified and later shipped to the Philippines for delivery to the address you as the Subscriber has given, where FICI service is available. FICI, through its Agents, shall make all customs clearance diligence in your name. All customs fees and/or taxes incurred, where applicable, shall be collected from you upon delivery.

    FICI provides the MY-SHOPPINGBOX service as a package receiving and forwarding agent of the Subscriber.

    FICI is not a merchant of goods nor is it affiliated with any of the merchants, and as such, the Subscriber is given explicit notice that product warranties on goods purchased in the U.S. may not be extended outside of the continental U.S. Other manufacturer restrictions may apply under the merchant's Return Policy. FICI will not provide any other remedies to the Subscriber for any warranty claims except to facilitate the return of the goods to the merchant based on applicable freight and miscellaneous charges in such an event.

    FICI provides free insurance up to a value of US$ 100.00 per shipment. The value of any shipment shall be based on the value declared and shown in the shipping documents received by FICI from the sender. FICI shall also provide at reasonable cost to the subscriber, optional insurance for merchandise value in excess of US$ 100.00 as published in this website which the Subscriber can avail of if the value of the goods/merchandise purchased exceeds the same. The responsibility of FICI shall start from the time your goods and/or merchandise are received at your MY-SHOPPINGBOX address and will cease once your goods are delivered to the delivery address you provided, up to the limit of its insured value.

    The free insurance and optional insurance for value exceeding $100.00 that you acquire from FICI shall have a liability limited only to total loss of goods due to theft or pilferage. You as the Subscriber may acquire shipping insurance from any other party, at your option.

    The order, purchase and sale of goods shall exclusively be, between you the Subscriber, and the Merchant, Shipper, Sender. It shall be your sole responsibility, as the subscriber and purchaser of goods to notify merchants, shippers, senders of the goods you order and purchase to pack the goods properly for international shipping. You as the Subscriber shall warrant, that FICI shall be free and harmless from any claims for damages to goods as a result of poor and inadequate packaging.

    Maximum insurable value shall not exceed $2,000.00 per package or over $450.00 per pound, pro-rated. FICI shall have the option to refuse the package or accept it at subscriber's exclusive risk, without recourse to FICI.

    Limited liability rule on behalf of MY-SHOPPINGBOX.COM/FICI: All packages are shipped on a limited liability basis unless a higher insurance rate is applied for by the subscriber. In no event shall MY-SHOPPINGBOX.COM's aggregate liability exceed $100.00, unless a higher value is declared with a higher premium paid for by the subscriber as stated in the Terms and Conditions of this website. In no event shall MY-SHOPPINGBOX.COM be liable to anyone for any direct damages whether punitive, exemplary, incidental, consequential or any other damages of any kind, unless the damages incurred on the package is proven that it was though MY-SHOPPINGBOX gross negligence or willful misconduct.

    During the duration of this Subscription Agreement, you appoint FICI, its subsidiaries, affiliates and third party service providers, as your Mail and Package Handling and Delivery Agent to receive goods and/or packages in your behalf sent by Mail, Courier and other means of Delivery, and addressed to your MY-SHOPPINGBOX. The goods and/or packages shall be for re-forwarding to the delivery address you provide in your registration.

    You authorize FICI, its subsidiaries, affiliates and third party service providers, to open and check the packages when necessary to verify that the contents do not include nor contain prohibited items. FICI shall refuse deliveries to the Subscriber's MY-SHOPPINGBOX should the items in question fall under the category of dangerous or prohibited goods. Likewise, FICI may refuse any package which in its sole judgment, may expose other packages to risks of damage, delays, confiscation, off-loading, as well as for any other reason it may deem unfit for transportation. Your subscription to MY-SHOPPINGBOX shall be valid for twelve (12) months from the date your subscription is accepted. You may only send goods and/or merchandise to your MY-SHOPPINGBOX address during the validity of your subscription. FICI, without obligation, will notify the Subscriber at the email address specified at registration within 30 days before the expiry of the subscription. The Subscriber shall have the option to renew the subscription, at rates published in the MY-SHOPPINGBOX website at the time of renewal.

    FICI shall endeavor to respond within 24 hours, to all inquiries, requests, and complaints, received through its help desk email at customerservice@my-shoppingbox.com during regular working days. Those that are received during weekends and holidays shall be addressed on the next regular working day. FICI shall not disclose nor share any information about its subscribers to MY-SHOPPINGBOX, including Subscriber's email address, transactions, purchases, online activities to any party as part of its privacy and confidentiality policy. For security reasons, FICI shall not retain in its servers and database any details pertaining to the Subscriber's GCash American Express Virtual Pay information.

    Both parties may terminate this Agreement at any time, and the same shall be void within thirty (30) days, from the time notice is received. The termination notice may be sent by e-mail to the MY-SHOPPINGBOX customer support address customerservice@my-shoppingbox.com , or, to the Subscriber's specified email address at the time of registration. During the thirty (30) day period through the termination of this contract, FICI shall have the option to return all correspondence and packages to the Shippers/merchants/senders, or, if applicable, FICI may continue with the shipping process. Once the agreement is terminated packages that remain in our warehouse shall be subject to storage charges.

    The Subscriber is given fifteen (15) days free storage at the MY-SHOPPINGBOX Facility from the date the goods/merchandise the Subscriber purchased, are received as part of its service. In excess of this period, FICI will charge the Subscriber a daily rate in accordance with the storage and handling rates in the Rates Page, payable at the time FICI receives the Subscribers Shipping Instructions. FICI reserves the right to dispose of unshipped packages/ merchandise sixty (60) days after the date of receipt at the MY-SHOPPINGBOX Facility with unpaid storage charges to cover its costs.

    Under no circumstances shall FICI advance monies or payments for freight collect charges, customs duties and taxes, and other fees.

  3. Payment - Privacy and Security of GCash American Express Virtual Pay Information

    We do not retain nor store your GCash American Express Virtual Pay information on our servers. Your payment for MY-SHOPPINGBOX Services are encrypted and routed to the secure servers of our Payment Gateway at PAYDOLLAR.COM.

    As a subscriber, you warrant that the GCash American Express Virtual Pay you use, to pay for the subscription and services of MY-SHOPPINGBOX, is your own. MY-SHOPPINGBOX.COM and First Imperial Cargo, Inc. reserves the right to refuse to carry out any of its services in the event the name on the GCash American Express Virtual Pay used is different from the name of the subscriber.

    MY-SHOPPINGBOX.COM places a premium on the privacy and security of your information. MY-SHOPPINGBOX.COM will not sell, use or trade any or all information collected on our website, including but not limited to, your GCash American Express Virtual Pay details, email address and your other personal details.

  4. Copyright

    The content of this website is owned by First Imperial Cargo, Inc., and is protected by international copyright laws. The reproduction of any portion, section, logo, image of this website other than for its intended use is expressly prohibited by law and any violation shall be dealt with accordingly.

  5. Disclaimer

    MY-SHOPPINGBOX.COM website is provided by First Imperial Cargo, Inc., on an As Is, Where Is basis and makes no representation or warranties of any kind, expressed or implied, and therefore assumes no liability to its users and subscribers for any damage as a result of disruption in service or improper operation of its equipment or software for any reason including and without limitation to, vandalism, hacking, theft, phone service outages, Internet disruptions, human error, extreme or severe weather conditions or any other causes beyond its control any other fortuitous event that can be categorized as force majeure.

    First Imperial Cargo, Inc., reserves its rights to change any portion and content of this website, including, but not limited to its prices, rates, available services, limitation of liability, disclaimers, terms and conditions, and any other contents of this website.

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